Tax Lien not part of Chapter 7 protection
The new chapter 7 bankruptcy no longer eliminates all forms of debts. Tax liens and those financial obligations set down by legal authorities (whether familial support or fines assessed from criminal proceedings) were never part of any bankruptcy protection and secured debts (meaning those tied to property: home mortgages, car or boat loans, etc) are simply ignored presuming the owners wish to keep title on the property in question.
Nowadays, even student loans – which, by definition, should be the least secured of all debts – have been rendered immune to bankruptcy, and the congress has recently talked about doing the same to fees incurred from hospitalized patients and other medical bills. This leaves pretty much only credit cards as the last bills that Chapter 7 bankruptcy can, so to speak, protect.
Source:
http://www.nurido.at/news/credit-card-debt-consolidation-how-it-works-121868.html
